A convenient digital solution for all parents

Monthly installments, zero cost. Apply now online with RUBA!


0% interest

Easily Apply Online

Submit your application within minutes

No Salary Transfer Needed

Apply without any restrictions

Available for All

Includes nurseries, schools, universities and academies


What our clients say

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Here's a list of the most common customer questions.

We offer an easy installments plan for schooling fees. You can now manage your money easily by paying your children’s schooling fees monthly over up to 12 months. We offer sharia compliant financing plans in partnership with Islamic financing companies.

Parents can easily apply through our website. They can fill in their info and upload the required documents online.

The required documents are: (Civil ID, passport copy for expats, valid salary certificate and bank statement for the last 3 months).

Once approved, the financing will be processed through accredited Islamic financing companies in Kuwait to provide a sharia compliant financing for tuition fees. Our partners are Almulla International Finance Co. and Al Manar Financing and Leasing Co.

If the educational institution is a partner in the service, the financing will be provided with 0% interest to parents.

No salary transfer will be required.

We currently offer it to select educational institutions. Please contact us if your educational institution is not registered with us.

Refunds or cancellations will be according to the terms and policies of each educational institution.

Yes, a parent can apply for more than one child as long as the required documents are provided for each child.

Yes you can. However, please reach out to us and we will review the request separately.

No, you can choose the amount you'd wish to finance when applying.

No, we offer it to all educational institutions: universities, colleges, nurseries, K-12 schools and academies.

You can settle the monthly installments according to your preference: either using payment links, through a bank standing order or by signing in to the portal.

Yes, as long as your credit obligations allow for it.

Yes our service is available for everyone, nationals and expats.

Yes, There's a one-time service fee upon approval of your application. The fee is non refundable.

Feel free to send us a message!

Ruba aims to make quality education accessible to all


Qibla, Kuwait

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